Fluctuations An older Chinese woman moved to America to live with her daughter. Knowing very little english and still getting a feeling for the area, the woman went to the bank to exchange some currency. She gave the teller a 100 yuan note and received $15.30. Very pleased with this she took the money and went about her day. The next week she comes back to the bank with another 100 yuan note, but only received $14.50. She asked the clerk what happened. 'Fluctuations,' he told her. 'Fluctumericans,' she replied.